Third Party Capture – Has An Insurance Company Offered To Settle Your Compensation Claim?

If you are involved in a car accident which is not your fault, whereas you used to have to take action yourself to arrange repairs to your vehicle and to seek medical treatment and compensation for your injuries, there is now a new phenomenon which might change this completely.

Insurance companies are now approaching innocent accident victims directly, therefore, if Mr Jones drives into the back of your car, within a matter of hours you might receive a telephone call from Mr Jones’ insurance company offering to help you. They will offer to repair your vehicle and even provide you with a hire car. They might also make you an offer to settle any compensation claim for your injuries as soon as possible after the accident. Why would insurers want to settle your claim before you have even thought of making one?

The answer is simple. If they can settle your claim early there are two potential advantages:

  1. they prevent you from going to a solicitor who will be able to reclaim their legal costs from the insurance company (not from you because you would be protected under a no win no agreement);
  2. they can make you an offer very early on, which might seem generous, but if you accept it and subsequently suffer more pain you will not be able to return for more compensation. You will have settled your claim for too little and will be able to do nothing else about it because they will have made you sign a disclaimer.

Think about this. An insurance company approaching you to settle a claim? We all know that insurers are renound for their usual obstructiveness in making payments under insurance policies, so it clearly shows you that to have such a change in policy and attitude there must be a large benefit in it for them.

At Loyalty Law, we are being approached more and more by people who have accepted an offer of, say, £1000 very soon after their accident but several months later they are still in pain and have realised that they settled their claim far too quickly due to the pressure from the insurance company.

If this has happened to you we would urge you to contact us immediately so that we can attempt to reopen your claim. Please call us free now on 0800 242 1775 or complete an online enquiry form.

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  • No Hidden Costs – Unlike many of our competitors, Loyalty Law’s service is completely free for you to use. You can speak with one of our solicitors who will explain their service and any costs payable. You can then decide whether to ask for their help or not, but there are no charges to that point providing you with peace of mind.
  • Guaranteed Peace Of Mind – We monitor customer feedback at the end of every claim to ensure you receive a fantastic service.

Call us free now on 0800 142 2775 (or local rate: 01275 75 00 44) for your free and instant whiplash claim assessment, or complete our Instant Claim Assessment online.

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