What Do Insurers Payout For Whiplash?

What do insurers payout for whiplash

Nicholas Jervis, Solicitor (non-practising) and Managing Director of Whiplash Specialists Loyalty Law

If you are making a whiplash compensation claim following a car accident you might want to know how much insurers payout for whiplash. This article is to explore the method used to calculate the amount of compensation that you are entitled to so that you understand exactly what you might receive.

Whiplash is a soft tissue neck injury caused by your neck being stretched beyond its normal range of movement usually after a read end shunt.

When you make a whiplash compensation claim, the amount you will receive is split into two separate parts; compensation for your injury and compensation for your losses and expenses.

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Compensation For Your Whiplash Injury

The first part of your claim is to assess the amount of compensantion for your whiplash injury. This is usually the largest part of your claim. This will be determined by obtaining medical evidence to confirm the amount of pain and suffering you experinced as a result of the whiplash injury.

Once your solicitor is able to assess the extent of the injury they will refer to common guidelines to work out the exact value of your claim. The claim can be split into various different brackets depending on the extent of your injury.

Minor Whiplash Injury

In this case the recovery will take place within one year and compensation for the injury ranges from £750 to £2500.

Minor Whiplash Injury (recovery in 2 years)

The next bracket of compensation will award you anything from £2500 to £4250 assuming that you will make a full recovery from whiplash within 2 years.

Moderate Whiplash Injury

These injuries lead you to have whiplash symptoms which last for more than 2 years. It is unclear whether you will make a full recovery and you might have some permanent ongoing pain. In this case you are likely to receive an award for your injury from £4250 to £7750.

Severe Whiplash Injury

In this case, the insurers are assessing a claim for whiplash where you have permanent and continual suffering as the result of the injury. In this case you might receive an award in the region of £7750 to £13,750.

Expenses

In addition to the whiplash payout the insurers will also pay compensation for your losses and expenses. This can include lost earnings, travel expenses, private medical treatment and other medication. Obviously the amount of compensation you will receive in this situation will depend on the losses you have actually experienced.

Conclusion

The amount the insurers payout is determined by the length and severity of your injury and the amount of losses and expenses you incur. The above is a useful guideline for you to assess the value of your claim.

Taking Action Now Will Increase Your Chances Of Success!

If you have suffered a whiplash injury please contact us immediately. The longer the period you leave before taking action, the less the chance of the success of your claim. This is due to the evidence required to connect the chain of events to prove that your injury was caused by the accident in question. Delay really can be fatal to your chances of success, so please contact us now and let us take care of you and your whiplash claim.

Loyalty Law have specialist whiplash claim solicitors ready and waiting to help you across the UK, so please call free now on 0800 142 2775 (or local rate: 01275 75 00 44) for your free and instant whiplash claim assessment, or complete our Instant Claim Assessment online.

Loyalty Law's Promise To You:

  • Approachable Solicitors - Our solicitors are friendly, approachable and are all recognised accident claim experts.
  • No Hidden Costs – Our service is completely free for you to use and our solicitors will explain any legal costs payable if you win your claim when you first speak with them (you can then decide whether to ask for their help or not).
  • Guaranteed Peace Of Mind – We monitor customer feedback at the end of every claim to ensure you receive a fantastic service.

Call us free now for your free claim assessment from one of our specialist whiplash claim solicitors on 0800 142 2775 (or local rate: 01275 75 00 44) or Complete Our Instant Claim Assessment Enquiry.

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Loyalty Law's Promise To You:

  • Approachable Solicitors - Our solicitors are friendly, approachable and are all recognised accident claim experts.
  • No Hidden Costs – Our service is completely free for you to use and our solicitors will explain any legal costs payable if you win your claim when you first speak with them (you can then decide whether to ask for their help or not).
  • Guaranteed Peace Of Mind – We monitor customer feedback at the end of every claim to ensure you receive a fantastic service.

Call us free now for your free claim assessment from one of our specialist whiplash claim solicitors on 0800 142 2775 (or local rate: 01275 75 00 44) or Complete Our Instant Claim Assessment Enquiry.

enquiry

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