How Long Does A Whiplash Claim Take?
So you have been injured in a car or other road accident and you have suffered a whiplash injury. You have decided that you are going to pursue a whiplash claim, and now you need to know the answer to the question "How long does a whiplash claim take?”. The purpose of this article is to explain what needs to happen before you commence with your whiplash claim and to give you some guidance on how long it will take to make your claim.
First things first, the easiest way to find out exactly how long your whiplash claim would take is to call us for a free, instant whiplash claim assessment. One of Loyalty Law's solicitors will take a few details from you and then they will be able to explain how long your whiplash claim will take.
Step 1 – Instructing A Solicitor
The first thing to do is to choose a specialist whiplash claim solicitor to help you with your claim for compensation. You should find a solicitor that has many years of experience in whiplash claims and has good feedback from clients that have been happy with the service that they have provided. This will give you a better chance of having a solicitor that can deal with your claim efficiently and as quickly as possible.
Step 2 – Collecting The Evidence.
The next stage is for your solicitor to obtain all of the details from you and put together your claim. He will need to obtain the details of the other driver involved in the accident, and then contact the other driver’s insurance company.
Your solicitor will also obtain statements from other witnesses to the accident to confirm that it was not your fault so that your claim will proceed as quickly as possible.
Once he has obtained the evidence about who is responsible for the accident, your solicitor will also need to collect evidence confirming the extent of your whiplash injury and the details of all losses and expenses you have incurred as a result of the accident. This period usually takes 2 to 3 months and will involve you attending a medical examination with a general practitioner or an orthopaedic surgeon. The examination will usually only take up to one hour and the medical report is sent to your solicitor within a few weeks of the appointment. Therefore, by this time, assuming you have been able to provide your solicitor with all the documentation confirming your losses and expenses, you can in theory settle your claim. This might be as little as 8 to 12 weeks after the date of the accident.
Step 3 – Valuing Your Claim
Once your solicitor has the medical report and details of your losses and expenses, he will provide a value of your claim giving you a bracket of a few hundred pounds (for example £2000-£2500). This will be the amount of compensation he expects the insurance company to pay to settle your claim.
He will usually send all the evidence to the insurance company and request offers in settlement of your claim.
Step 4 – Medical Complications
If you have not fully recovered from your injury and you require further treatment your solicitor might advice you to wait until you have completed that treatment beforesettling your claim. The reason for this is to ensure that you have fully recovered as once you accept an offer in settlement of your claim you can not return if your injury deteriorates. This might add a further 3 to 6 months delay (or longer if your injury is extremely severe) but you can still choose to settle the claim earlier even if your solicitor advises against doing this. However, it is not advisable to ignore the advice of a specialist whiplash claim solicitor.
Step 5 – Receiving Your Compensation
Once you have agreed an amount for your whiplash claim your solicitor will request your settlement cheque from the insurance company. This should be received within 2 weeks of the agreed settlement date so should not add a significant delay to your claim.
A whiplash compensation claim can be settled in as little as 3 months, however extenuating circumstances can mean that this period is extended to 6 months or occasionally 12 months and up. If your injury is not severe you can expect to settle your claim within 12 months from the date of the accident.
Why not try our service?
Why not make a free enquiry now by contacting us in one of the following ways to find out if and how much you can claim (no cost and no obligation to proceed, we are here to help):-
Why Spend Time Trying to Find the Right Solicitor when We Have Already Done It for You?
How do you know which solicitor will provide you with the best service? While you can assume that solicitors have a basic level of legal knowledge, how can you be confident that they really are the right solicitor for you?
Loyalty Law take the worry out of the search. We have done the pre-approval for you, ensuring that Loyalty Law solicitors provide high efficiency, specialist expertise, complete competence and a friendly and helpful service. Call us free now on 0800 142 2775 (or local rate: 01275 75 00 44).
We have specialist Solicitors across England, Wales and Scotland ready and waiting to help you.